Choosing the Right Loan
Here are many questions to consider when you are choosing the right loan program for your needs. Our Loan Specialist will ask you to consider the following questions when making your decision:

• HOW LONG DO YOU PLAN ON LIVING IN YOUR HOME?
   
• WILL YOUR FINANCES CHANGE OVER THE NEXT FEW YEARS?
   
• HOW MUCH OF A DOWN PAYMENT CAN YOU AFFORD?
   
• DO YOU WANT TO PAY OFF YOUR MORTGAGE QUICKLY?
  If you are interested in paying off your mortgage quickly and saving money by paying less interest, a shorter-term mortgage may be your best option. There are a number of options available, including 15- and 20-year Fixed Rate mortgages.

• Purchase and Refinance.
• 0% down with Credit Score FICO as low as 580.
• Stated income, stated asset program (SISA).
• No income verification program with 0% - 5% down payment.
• Very liberal underwriting guideline that make you easier to qualify.
• Very competitive low income home buyer program.
• Special program for challenging credit and sophisticated borrower.